Last Updated: 9th November 2024

At AusRateCompare.com, we are committed to protecting your privacy in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information.

1. Collection of Personal Information

We may collect the following types of personal information:

• Personal Details – such as your name, email address, and telephone number when you complete forms on our website.

• Website Usage Data – including IP addresses, browser type, and interactions with our content to improve our services.

• Communication Records – if you contact us, we may retain a record of that communication.

We collect this information directly from you and, where necessary, from third parties in compliance with Australian laws.

2. Purpose of Collecting Your Information

We collect and use your personal information for the following purposes:

• To provide you with relevant financial information and investment opportunities.

• To improve website functionality and enhance user experience.

• To communicate updates, services, and investment insights that may be of interest to you.

• To comply with our legal and regulatory obligations.

3. Disclosure of Your Information

We do not sell your personal information. However, we may disclose your information to:

• Affiliated Financial Representatives – who may contact you regarding investment options based on your expressed interests.

• Third-Party Service Providers – engaged for website hosting, analytics, and other business functions necessary for service delivery.

• Legal Authorities – where required by law, court order, or regulatory obligation.

All third parties handling your personal information are required to comply with Australian privacy laws.

4. Use of Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your browsing experience and analyse site traffic. You can adjust your browser settings to disable cookies, but this may affect website functionality.

5. Data Security and Storage

We implement security measures to protect your personal information from misuse, interference, loss, unauthorised access, modification, or disclosure. However, no online data transmission is completely secure, and we encourage users to take their own security precautions.

We store personal information on secure servers located within Australia and do not transfer data overseas without your consent unless permitted by law.

6. Your Rights and Choices

Under the Australian Privacy Act, you have the right to:

• Access the personal information we hold about you.

• Request Corrections if any of your personal data is inaccurate or outdated.

• Opt-Out of receiving marketing communications at any time.

• Request Deletion of your personal information, subject to legal and regulatory requirements.

To exercise these rights, please contact us at [email protected]. We may need to verify your identity before processing requests.

7. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the privacy practices of these external websites and encourage you to review their privacy policies.

8. Updates to This Policy

We may update this Privacy Policy from time to time to reflect changes in legal requirements or business practices. Any updates will be posted on this page, and continued use of our website constitutes acceptance of the revised policy.

9. Contact Us

If you have any questions regarding this Privacy Policy or how we handle your personal information, please contact us at: [email protected]

We take privacy concerns seriously and will respond to inquiries in accordance with Australian privacy laws.